The first is a little (just a little) less scammy than the second one, nothing more.

Round the world and home again
That’s the sailor’s way
Faster faster, faster faster

There’s no earthly way of knowing
Which direction we are going
There’s no knowing where we’re rowing
Or which way the river’s flowing

Is it raining, is it snowing
Is a hurricane a-blowing

Not a speck of light is showing
So the danger must be growing
Are the fires of Hell a-glowing
Is the grisly reaper mowing

Yes, the danger must be growing
For the rowers keep on rowing
And they’re certainly not showing
Any signs that they are slowing!

– ‘Wondrous Boat Ride’, Willy Wonka and the Chocolate Factory (1971)

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Just remembered that wonderful scene.
The market just completely lost all its brakes. The boat is completely out of control, and there's absolutely no sign that it'll stop.




https://www.youtube.com/watch?v=s62msrPjSVY