I gotta go with paper wallets as well. I don't entirely trust circle. I'll buy BTC there or Coinbase but then I'll transfer to my paper wallets.
I buy directly into paper wallets and mine directly into a paper wallet. I haven't used an exchange since May.
I do keep a couple of dozen coins at an exchange in case of an emergency or exceptional trading opportunity and less than 2 coins on my Android device for shopping, but I'm aware of the risk involved.
Hopefully you never encounter a house fire.
I have encrypted offsite backups.
Perfect
