But in LN some actors are entering the game ...,of dubious origin, banks, institutions, startups, supported by the same.

This as news is fine, you do not have the coins immobilized in LN waiting.
Crypto payment platform Bitrefill has launched Thor, a service that allows customers to open Lightning channels on demand. Thor will connect to Bitrefill's node on the Lightning Network, allowing users to receive Lightning payments whether they have bitcoin loaded into their Lightning wallets or not.
https://bitcoinmagazine.com/articles/bitrefill-channel-opening-service-makes-accepting-lightning-payments-easy/