You're bringing ethics into this now? "Go and sell that thou hast, and give to the poor, and thou shalt have treasure in heaven: and come and follow me" ring a bell?
This is why you can't argue logic with religious people. Sure, give me all your money now and you get pie in the sky when you die. There's always a point at which faith trumps reason.
Maybe that's true, but I don't want to get hung on a cross or eaten by lions. The treasures I have are my family right here on earth and if I can provide for them, then that's my reward.