There's something fishy on that Kraken statement that they limit TIER 3 to $100.000 anually.
They haven't even updated their site where it says it is $200.000 MONTHLY -$25.000 daily- for Tier 3:
Tier 3
Deposit (fiat) $25,000.00
Deposit (crypto) No limit
Withdraw (fiat) $25,000.00
Withdraw (crypto) $50,000.00
Deposit (fiat) $200,000.00
Deposit (crypto) No limit
Withdraw (fiat) $200,000.00
Withdraw (crypto) $200,000.00
Tier 4
Individual High Value Account or
Corporate Account
Deposit (fiat) $100,000.00
Deposit (crypto) No limit
Withdraw (fiat) $100,000.00
Withdraw (crypto) $100,000.00
Deposit (fiat) $500,000.00
Deposit (crypto) No limit
Withdraw (fiat) $500,000.00
Withdraw (crypto) $500,000.00