Meanwhile BankAmericoin, Applecoin, FBcoin and others are going to roll out their products and the first mover advantage will be squandered.
You seem to be missing the point of why we are here.
BTC is not first mover in the ...centralized payment systems or centralized currencies space. The systems you mention, if they are ever created, will compete with visa, paypal, etc: Centralized stuff.
Good point. Remember that bitcoin is actual value - all the others are just intermediaries for fiat. Paypal and Apple and the others never touch a red cent - they are just notification layers.